Zaffarese Physical Therapy

Insurance Companies Accepted

As of 11/12/15*



Self –Pay:   $85.00 Evaluation    $70 per treatment visit



AARP Medicare complete

Aetna:  All plans

Amerihealth:  PPO

Amerihealth Administrators

Blue Cross/Blue Shield:  All plans except NJ Family Health (Medicaid)

Cigna:  All plans

Health Republic

Oxford:  All plans 



RailRoad Medicare                                 

United Health Care: All plans except Empire & Community Plan (Medicaid)


Out of Network:


Empire (United Health Care)                                          



Workers Compensation       


Automobile Insurance:                      Most insurance accepted



*Insurance information is constantly changing.  If you do not see your insurance listed here, that does not mean that we do not accept it.   Please call us.  Our friendly front desk staff will confirm your insurance benefits before you start therapy.